leave it to me to ask the noob questions

Boiling away at the moment is Lloydies Krispy Kolsch. Below is a pcture of the liquor i have in the tube (taken from the keggle at the Efficiency into kettle stage)
Questions
1. seems to be a lot of solids and floaties in it...is this normal?
2. When should i take the gravity reading? when it cools to ambient temp?
3. Should i wait till the solids and floaties settle before taking a reading?
Cheers!
RL
P.S. my first BIAB (Smurto's ale) is crash chilling atm, it tastes real nice, cant wait to keg it
